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Consuelo Del Carmen
Consuelo del Carmen is a hardworking person who has a responsible attitude towards her obligations. She has repaid her loans in a timely and appropriate manner. Her business, which she runs with her husband, involves hiring out toilet facilities in one of the capital's markets.

She is seeking a loan from Ceprodel to improve her business by renovating and painting the premises so as to maintain a good standard of hygiene and presentation. She used the previous loan to buy more cleaning supplies (chlorine, air fresheners, etc.)

She is grateful to Ceprodel and Kiva for giving her the opportunity and for putting their confidence in her. The loans have enabled her to expand her business, improve her home and provide better living conditions for herself and her family.
View original language description ↓
Doña Consuelo del Carmen es una persona trabajadora y responsable con sus obligaciones, sus créditos los ha pagado en tiempo y forma. su actividad comercial es el alquiler de servicios higiénicos en uno de los mercados de la capital, atiende el negocio junto a su esposo.

Solicita a ceprodel un préstamo para invertir en mejora de su negocio, reparación y pintura del local con el objetivo de mantener una buena higiene y presentación en el negocio; El crédito anterior lo utilizo para comprar más insumos de limpieza (cloro, ambientadores, etc.)

Se siente agradecida con ceprodel y Kiva, por la oportunidad y la confianza depositada en ella, por medio de los préstamos a incrementado su negocio y le ha permitido mejorar su vivienda y tener una condición mejor de vida y la de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Consuelo Del Carmen to sustain her business, buy paint and improve her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 5, 2012
Currency Exchange Loss:
Oct 17, 2013