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Kyenzige Sacco Group
In this Group: Juliet, Edward, Nicholas, Peace, Amos, Sedrack, Benedict, Getrida, Francis, Milton, Deogratius, Fred, Ruth, Jacob, Innocent, John, Lawrence, Edita, Gertrude, Paul, Flora, Sera, Dedan
Gertrude is divorced from her husband and has four children; three of them attend school and one has not yet started schooling. She is a farmer, selling charcoal and produce (beans, maize, and millet), which she started doing in 2011 in order to supplement her salary from teaching to be able to look after the family. She is hard working and honest. Gertrude operates this business in the outskirts of Kagadi and her major clients are residents of the area.

She has requested a loan of 200,000 shillings to add into her business of selling beans and maize in order to meet increasing demand and get more income to cater to her family's needs.

Her dream is provide the children with a higher level of education using the proceeds from the business and to buy more land and construct a house for the children. Her major challenge is the limited capital to use in the business and she hopes that if she is financed her challenge will gradually become a thing of the past.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,681.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyenzige Sacco Group's $2,875 loan helped a member to buy agricultural produce (beans, maize, etc.).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 5, 2012
Currency Exchange Loss:
Feb 17, 2014