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Khadija is 30 years old and is from Gaza. She is married and has 4 children, three of them at school.

Khadija asked Ryada for this start-up loan in order to open her own business and open a beauty salon. Through this loan Khadija will buy furniture, hair dryers, an electricity generator, makeup and cosmetics. She hopes that this loan will help her increase the family income to provide her children with a better life and education. The person who appears in the picture is Khadija's husband since she refused to be photographed due to cultural habits.

Ryada's Startup Loan is exclusively for borrowers who are beginning new enterprises, not for existing projects. To qualify, a borrower must show a clear business plan and realistic potential for success. The borrower must also invest their own money and resources; at least 50 percent of the startup enterprise. Ryada believes strongly in the potential of these borrowers and grants them a three month grace period to help them get their business off the ground.

Additional Information

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 80
    View loans »
    Palestine Loans Fundraising
  • $14,477,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Khadija to buy furniture, hair dryers, an electricity generator, makeup and cosmetics.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 5, 2012
Currency Exchange Loss:
Feb 23, 2016