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Umeda is 25 years old. She is married with a good man, but has no children. Since childhood she has dreamed of owning her own business and she has helped her parents with their business, as they are very successful business people. After getting married, she realized that she should quickly realize her childhood dream and make money this way. Her husband works as a loan officer in an organization and his income is not sufficient to support the family.

With an aim to organize her own business, Umeda attended the course "Achieve success", organized by the Association of Business Women, and she received a certificate. Currently she may set up her own business and become successful in this area. She would like to set up a business of buying and reselling livestock. With the income received, she plans to improve her living conditions and buy necessary technical appliances and furniture for her future children. She requests a loan in the amount of 900 somoni for the purchase of livestock, in order to set up the new business. She awaits your kindness.
View original language description ↓
Умеде 25 лет. Она замужем на хорошего человека, но не имеет детей. С детства она мечтала иметь свой бизнес и помогала родителям в ведении бизнеса, так как ее родители очень успешные бизнесмены. После замужества она осознала, что срочно должна реализовать свою детскую мечту в реальность, и таким образом зарабатывать деньги. Его муж работает кредитным офицером в организации и его доход не хватает для содержания семьи.
С целью организовать свой бизнес она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей скота. От полученного дохода она планирует улучшить условию проживания и купить не обходимых технологий и мебели для своих будущих детей. Она запрашивает займ на сумму 900 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Umeda to purchase livestock for setting up a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 6, 2012
Currency Exchange Loss:
May 17, 2013