Abi (sitting on the far right of the picture) is the group member who sells lettuce and cucumbers. She plans to use her loan to buy 2 baskets of lettuce and one basket of cucumbers per day. She gets her supplies from the peasant farmers and makes her sales from her home and at the market, for cash, to a mixed retail clientèle. Abi expects this loan to enable her to make an average monthly profit of 40 000 francs, which will be reinvested in her business and used to support her husband with some of the family expenses.
Les membres du groupe font le petit commerce de l’huile végétale, gingembre, de pagnes wax, de la laitue, des concombres, etc.
Dans le but d’augmenter leurs fonds de commerce les membres du groupe ont intégré Soro Yiriwaso et sont à leur 4ème cycle de prêt solidaire.
Madame Abi (assise 1ère à droite sur la photo) est la vendeuse de laitue et du concombre du groupe. Elle compte utiliser son prêt pour acheter, 3 paniers de laitue + 1 panier de concombre /jour.
Elle s’approvisionne auprès des paysans producteurs et effectue ses ventes en détail, au comptant à domicile et au marché, à une clientèle mixte.
Madame Abi compte réaliser avec ce prêt un bénéfice mensuel moyen de 40.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid