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Jamal is 51 years old, married, and is raising 5 children: 1 daughter and 4 sons. Jamal works in animal husbandry, which is the main source of income for the family. She started this business many years ago with a sum of only 12,000 Kyrgyzstan Som and the purchase of 1 cow. Thanks to her persistent hard work, her farm now includes 4 dairy cows, 15 head of smaller livestock and 1 horse, and brings in monthly earnings of 15,000 Som from the sale of milk and dairy products. For the purpose of developing her business, she has now approached Bai Tushum & Partners for a loan of 100,000 Som (KGS) to buy 2 cows. She will use the income generated by this loan to further increase the number of livestock she owns, and to save up money to buy a vehicle.
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Жамал 51 год замужем, воспитывает 5 детей дочь и 4 сына. Жамал в качестве основного дохода занимается животноводством, начав этот бизнес с суммы 12,000 сом. Начала она свой бизнес с приобретения одной коровы, много лет назад. Благодаря упорному труду Жамал в ее хозяйстве на сегодняшний день имеется 4 дойная корова, 15 голов МРС, 1 лошадь, ежемесячный доход от продажи молока и молочной продукции составляет 15,000 сом. В целях дальнейшего развития своего бизнеса, Наталья обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 2 коров. Доходы от кредита Жамал планирует вложить в дальнейшее увеличение количества домашней скотины, а также планирует накопить средства на покупку автомобиля.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Jamal to purchase two cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 17, 2013