A loan of $6,300 helped a member to pay for the renovation of his barber shop.


Rebar's Group's story

Rebar is an ambitious, young Iraqi man who has been working as a barber for the last four years. He is 24 years old, married, and a father to one child.

Rebar has a barber shop that is visited frequently by the men in his city. In addition to cutting, dressing, grooming, and styling his customers' hair, he also shaves his customers' hair. The barber shop also offers a nice place for social interaction. Rebar would like to improve his shop and invest in creating a more comfortable and higher quality work area. To be able to pay for the renovation of his shop, Rebar took out a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor; thereby, they are unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Rebar , Raman , Mohammed



Loan details


Lenders and lending teams



Loan details