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Muyassar is 23 years old. She is married but does not have any children yet. Since childhood, she has always loved to bake pies, and when she got married, her husband's family was ecstatic about the delicious cakes and pies that she could bake.

Her mother-in-law suggested that she tries making some money baking and selling cakes and pies, especially since her husband is not yet in a position to support a family. Muyassar and her husband really liked the idea, and this is how Muyassar decided to start her own business.

To this end, Muyassar has completed a course entitled "Achieving Success" organized by the Association of Business Women, and she has earned a certificate. She can now start her business for good and become successful in this field.

Muyassar will bake pastry items at home, and her husband will help her to sell them. Muyassar plans to use her income to improve her living conditions and to create her own capital for her future children. She is requesting a loan of 1,000 somoni to buy an oven to start her new business. She is relying on your kindness.
View original language description ↓
Муяссару 23 года. Она замужем, но еще не имеет детей. С детства она любила печь пироги и когда она вышла замуж, семья ее мужа была в восторге от вкусных тортов и пирогов, которые пекла Муяссар. Ее свекровь посоветовала ей печь и продавать торты и пироги и таким образом зарабатывать деньги, так как муж Муяссара еще не в состоянии содержать семью. Муяссару и ее мужу очень понравилась это идея. Итак, Муяссар решила организовать свой бизнес.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она будет печь дома кондитерские изделия, а ее муж будет помогать ей для продажи. От полученного дохода она планирует улучшить условия проживания и создать свой материнский капитал для своих будущих детей. Она запрашивает займ на сумму 1000 сомони для покупки духовки, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Muyassar to buy an oven to start her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 5, 2012
Currency Exchange Loss:
Apr 17, 2014