A loan of $975 helped to increase her working capital and paint her shop.


Misozi's story

Misozi is 22 years old. She owns a mobile money transfers shop in Lusaka, the capital city of Zambia. She comes from a family of five.

Misozi describes her business as the service of sending and receiving money. She is very proud of the fact that she has been able to start her business from scratch. Before Misozi started her own business, she worked at Zoona as an Agent Administrator, which gave her a clear sense of how the business works.

Misozi is taking out a Kiva loan so that she can increase her float. Float is the working capital that she uses to serve her customers. Right now, the float is not enough because her shop is located in the centre of town, where the demand is so high that she cannot satisfy all the customers. She will also use part of her loan money to purchase a tin of paint so that she can paint her shop.

This loan will enable Misozi to serve more customers and earn more profits. The profits will help her to pay for her studies and help out at home. She thanks the Kiva lenders.

In this video, a representative from Zoona interviews Misozi at her shop.



Loan details


Lenders and lending teams



Loan details