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Unidas Group
In this Group: Vilma Del Carmen , Lidia Del Socorro, Juana Ignacia
This group is formed by three micro-entrepreneurial women partners. One of them has made tortillas since she was seven years old, and used to have a small grocery store. The loan will be invested in the purchase of corn, firewood, and limes.

Vilma butchers pigs and Juana sells clothing.
View original language description ↓
Grupo formado por tres socias microempresarias una de ellas hace tortillas desde hace siete años, anteriormente tenía una pulpería. El crédito lo invertirá en la compra de maíz, leña, cal. Vilma destaza cerdos y Juana vende ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Group's $1,225 loan helped a member to buy raw materials like corn, firewood, and limes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013