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Update on Luisa

Luisa belongs to the "Los Lideres" bank in the city of Cusco, Peru. She continues to work selling beauty products. As on previous occasions, Luisa is applying for the loan to buy merchandise like makeup, perfume, and cosmetics in general. Luisa is very grateful to KIVA for allowing her to continue her work, which is the the main economic income and means of support of her family.
View original language description ↓
La socia es la señora Luisa, ella pertenece al banco “Los Lideres” de la ciudad del Cusco - Perú. La socia continúa con su actividad de comercio de productos de belleza. Luisa como en oportunidades anteriores está solicitando el préstamo para comprar mercadería como maquillaje, perfumería y cosméticos en general. Luisa está muy agradecida con KIVA por permitirle continuar con su actividad económica la cual representa el principal ingreso económico y sustento de su familia.

Previous Loan Details

Luisa is a member of the communal bank "Los Lideres" (the leaders) in Cusco, Peru. She continues to make a living selling beauty products such as perfume and makeup which she has been doing for a long time and with which she supports her family. In this instance, Luisa will invest the loan to p... More from Luisa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Luisa to buy merchandise like makeup, perfume, and cosmetics in general.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 4, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Luisa. It was first posted on Kiva on Jul, 2012. Learn More