Inmaculada Concepcion De Pacca Group
Update on Inmaculada Concepcion De Pacca GroupThe members belong to Inmaculada Concepción de Pacca Communal Bank; located in the district of Anta in the province of Anta and department of Cusco.
This member is María Grimanesa. She is 37 years old and married, and has two children. She alternates her daily activities in her grocery store. She sells different types of products like rice, sugar, milk, candy, sodas, and other things. She has been working in this business for years, which is going well for her thanks to the determination she puts into every day at her business.
She works in her business from Monday to Sunday from approximately 6:00 am to 9:00 pm, even though this schedule can vary according to the activities she might have during the day. She is a responsible and determined person, and because she is like this she is able to move her family forward.
She is requesting the loan to purchase merchandise like rice and oil for her business, and for some personal expenses.
The other members make their livings in a cattle business, clothing sales, raising small animals such as guinea pigs, vegetable sales, corn sales, animal raising, and dried grain sales. The person that is in the attached photo is a member who asked permission to arrive late to the meeting due to work commitments.
She is grateful to those who form part of this dream through this medium and she is committed to making her loan payments in the time period established.
La socia es la Sra. María Grimanesa ella es casada y tiene 37 años y tiene 2 hijos; La socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz,azucar,leche,golosinas,gaseosas entre otros, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia trabaja en su negocio de lunes a domingo desde las 06:00am hasta las 09:00pm aproximadamente aunque este horario puede variar de acuerdo a las actividades que pueda tener en el dia,la socia es una persona responsable y empeñosa siendo e esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de mercadería como arroz,aceite para su negocio y para algunos gastos personales.
Los otros socios se dedican al negocio de ganadería, venta de ropa, crianza de animales menores como cuyes, venta de verduras, venta de maiz, crianza de animales, venta de granos secos.
La persona que sale en la foto adjunta es socia que pidió permiso para llegar tarde a la reunión por motivos de trabajo.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to Inmaculada Concepción de Pacca Communal Bank, located in the district of Anta in the province of Anta and department of Cusco. This member is Martha, 59. She is single and has two children. She works in her business selling vegetables. She sells onions, carrots, cucumber... More from Inmaculada Concepcion De Pacca Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid