A loan of $975 helped to add to his working capital so that he can have adequate money to serve his customers.

Andrew's story

Meet Andrew. He is married and has five children who all go to school. He runs a hardware and mobile money transfers shop in his hometown of Kalomo.

Andrew has been running his business for three years. He says most of his customers are local farmers and children who go to a nearby boarding school. They come to his shop to receive money from their parents and sponsors. He says his customers like transacting from his shop because he treats them with respect.

When asked what his biggest challenges are, Andrew is quick to say that he struggles to serve his customers on time, due to low working capital. He sometimes borrows money from neighboring shops just so that he can pay out because he does not believe in turning away customers.

Andrew needs the Kiva loan so that he can add to his working capital and make more commission. He says he will continue to grow his working capital until he is able to pay out customers without having to keep them waiting. He looks forward to taking out another Kiva loan once he has repaid this one.

This business is Andrew's only source of income and he uses his profits to take care of his family and send his children to school.

Loan details

Lenders and lending teams

Loan details