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Joyce is 41-years old and the mother of three children. She also has one adopted daughter who is currently in school. She sells slippers and babies’ dresses. There is the demand for children’s clothes and she will use her loan to increase her inventory and sales. Her previous loan from Sinapi helped a lot and she was able adopt a little girl to who needed a home. Joyce is a member of the group called “Adom Mmrodo” meaning Abundant Grace. Members agree in principle to guarantee for each other to repay the loan. Margaret in the photo with her adopted daughter.

About Ghana

  • $3,500
    Average annual income
  • 14
    View loans »
    Ghana Loans Fundraising
  • $12,268,050
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Joyce to buy more ladies slippers and children’s dresses.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 15, 2008
May 30, 2008
Currency Exchange Loss:
Mar 16, 2009