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Roza is 42 years old, married, and the mother of five children. During the Soviet times, she used to grow produce at a collective farm. As an additional source of income for her family, five years ago she started raising livestock, having launched her business with the starting capital of 80,000 KGS. Thanks to Roza’s hard work, she now has a very developed farm, with a large livestock headcount and a car. Every month, she earns about 4,000 KGS only from the sales of dairy products. In order to develop her business further, Roza turned to “Bai Tushum & Partners” for a loan in the amount of 70,000 KGS intended for the purchase of additional livestock. In the near future, she plans to pay for her son's wedding. Before the wedding, she needs to repair her house and build a shed.
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Роза 42 года, замужем, имеет 5 детей. Роза во времена Советского Союза занималась полеводством в колхозе и в качестве дополнительного источника дохода для своей семьи, 5 лет назад начала заниматься животноводством, стартовав бизнес с суммы в 80,000 сом. Благодаря упорному труду Роза в ее хозяйстве на сегодняшний день имеется очень развитое хозяйство, большое количество скота и машина.Ежемесячно только от продажи молока хозяйка получает прибыль 4,000 KGS. В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дополнительных голов скота. В ближайшее время она планирует женить сына, до свадьбы ей необходимо сделать ремонт дома и построить сарай.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Roza to purchase 10 sheep and sheep feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 9, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 17, 2013