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Update on Merceline

Merceline is a resident of Malindi, Kenya. She is a dairy farmer who has been doing the business for two years. Besides this, the business grew and she invested in other areas of income-generating activities. She now also sells fish and water to the residents living around her.

Merceline is applying for a loan of 41,850 Kenya shillings to buy medicine for the cattle, purchase additional fish and also buy water tanks. Her challenge occurs during the low season when demand becomes low. She believes this loan will help her provide for the family needs.

Previous Loan Details

Merceline is a dairy farmer who lives in Malindi, Kenya. She has been in the business for the last two years. She has two children. Merceline received a cow from her parents and kept the cow till it gave birth, and has been selling the milk since then. She was introduced to Milango by her friend... More from Merceline's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 951
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 86.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Merceline to buy medicine for her cattle, additional fish and water tanks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Merceline. It was first posted on Kiva on Mar, 2012. Learn More