This group of women engage in diverse business activities such as medicine, fruits and vegetables, second-hand clothing, and more.
To increase the size of their businesses, the members decided to parter with Soro Yiriwaso's loan program. They are on their third group loan.
Rokia is a member of the Dambé group and is on the far right in the photograph. She sells fruit.
She would like to use her loan to buy five cartloads of bananas from producers. She sells them for retail and credit from home and in the market to a diverse and varied clientele.
While the other Dambé group members will achieve a monthly profit of 136,500 FCFA each during the course of this loan cycle, Rokia expects to earn 160,000 FCFA.
In addition to loan repayment, they will use a portion of their income to take care of personal expenses and increase their working capital.
Ce groupe de femmes fait le commerce d’articles divers tels les médicaments, les fruits et légumes, les friperies, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur troisième prêt de groupe.
Rokia est un membre du groupe Dambé arrête première personne à droite, qui vend des fruits.
Elle compte utiliser son prêt pour acheter, 5 chargements de charrettes de bananes auprès des producteurs. Elle vend ses articles en détail et au comptant à la maison et au marché et à une clientèle diverse et variée.
Tandis que les autres membres du groupe Dambé comptent réaliser un bénéfice moyen de 136 500CFA chacune au cours de ce cycle, Rokia compte réaliser 160 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et augmenter son fond de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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