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Davlatby is a woman who always tries to keep up with the modern world. She is a widow, her beloved and caring husband passed away, and she is now left without a breadwinner for her 3 children. Her kids are grown, but she currently still provides for them herself. She has now decided to find a new source of income. With this goal in mind, she took a course entitled "Get Ahead" that was organized by the Association of Businesswomen, and for which she received a certificate. She wants to start her own business selling gold and silver jewelry. She plans to use the money she makes to provide her children with a good education and nutritious food. Davlatby is seeking a loan of 5,000 Tajikistan Somoni to set up a business. She is waiting for your kindness.
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Давлатби женщина, которая всегда старается быть на ровне, с развевающимся миром. Она вдова, ее любимый и заботливый муж умер, она осталась без кормильца с 3 детьми. Данное время дети выросли, но до сих пор Давлатби обеспечивает их сама. Она решила найти новый источник дохода.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей золотых и серебренных изделий. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 5000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Davlatby to buy jewelry to set up a new business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 4, 2012
Currency Exchange Loss:
Mar 2, 2013