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Nodira, a young and dynamic woman from northern Tajikistan, needs your support.

Nodira is a student and she recently got married. After her wedding, she realized that she should be earning some money, as she no longer lives in the house she grew up in but in her husband's house where no one cares and provides for her the way her father used to. After consulting with her husband, Nodira decided to start her own business. Combining work and study will not be a problem since she is pursuing her studies through a correspondence class.

In order to start her new business, Nodira enrolled in a course entitled "Achieving success", organized by the Association of Business Women, and she has earned a certificate. She can now start her business for good and become a successful entrepreneur. She wants to get involved in buying and selling men's clothing, and her husband will be helping her with this new business. Nodira plans to use her income to pay for her studies and also to buy all the necessary items for herself and her family.

She is requesting a loan of 8,000 somoni to buy some goods to start her new business and she is relying on your kindness.
View original language description ↓
Молодая и энергичная женщина из севера Таджикистана нуждается вашей поддержки. Ее зовут Нодира. Она студентка и недавно вышла замуж. После замужества она осознала, что она должна заработать деньги, так как дом мужа ей не родительский дом и ее никто не балует и обеспечивает, как это делал ее отец. Нодира посоветовалась с мужем и решила организовать свой бизнес. Бизнес она вполне может совмещать с учебой, так как она учится в заочное отделение.
С целью организовать свой бизнес, она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей мужской одежды. Ее муж будет помогать ей в ведении бизнеса. От полученного дохода она планирует оплатить за учебу, а также купить все не обходимые вещи для себя и семьи. Она запрашивает займ на сумму 8000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Nodira to buy clothes to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 5, 2012
Currency Exchange Loss:
Aug 17, 2013