Veronica is widow and has two children. She has received schooling through senior high school. Veronica sells gari and bowls at Akatakyiwa, which she has done since last year. Her husband is dead. Veronica uses her income to cater for her two children. Veronica will use the loan to buy more gari and bowls for resale. With the new profits, veronica plans to reinvest into the business.