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Zuhro is 22 years old. She is not married and lives in her parents' home. There are 7 people in their family and they live together very happily. As a child when Zuhro played with friends, she always pretended to be a designer or a hairdresser, having grown up she became a real and professional hairdresser. Zuhro has a rich imagination and creates beautiful hairdos for weddings and also everyday and different fashionable haircuts. Her mother advised her that her skill could bring her a large income. Zuhro decided to start a business - provide hairdressing services and rent wedding dresses.

With this goal she took a course "Get Ahead" organized by the National Association of Business Women of Tajikistan and earned a certificate. Now she can start her own business and become successful in this sphere. Her salon will be located near her home. She plans to use her income to help her parents improve their living conditions and also purchase necessary things for herself. She is asking for a loan of 2000 somoni to purchase wedding dresses in order to start her new business. She awaits your kindness.
View original language description ↓
Зухро 22 года. Она не замужем и живет в родительском доме. В их семье 7 человек и они все очень дружно живут. В детстве, когда Зухро играла с подружками, она всегда входила в роль дизайнера или парикмахера, повзрослев, она стала настоящей и профессиональным парикмахером. Зухро имеет очень богатую фантазию и делает красивые прически как свадебные, так и деловые, а также разнообразные модные стрижки. Ее мать посоветовала ей, что это ее умение может принести ей большой доход. Зухро решила организовать собственный бизнес, услугой парикмахера и прокат свадебных платьев.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Ее салон будет расположено не далеко от ее дома. От полученного дохода она планирует помочь родителям для улучшения условия проживания, а также покупать для себя не обходимые вещи. Она запрашивает займ на сумму 2000 сомони для покупки свадебных платьев, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Zuhro to buy wedding dresses for her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 5, 2012
Currency Exchange Loss:
Jun 17, 2013