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Gloria is a hard-working entrepreneur who has a general store in the Philippines. She is borrowing 29,500 PHP through NWTF (KIVA's field partner in the region) to buy products like soap, shampoo, canned goods, and groceries to sell in her store.

Gloria has been in this business for 12 years, and raises pigs on the side for extra income. Gloria sustains her businesses through hard work, and with the support of loans from NWTF. She dreams of building and expanding her business to secure a solid future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 332
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gloria to buy products like soap, shampoo, canned goods, and groceries, for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 4, 2012
Currency Exchange Loss:
Jun 17, 2013