El Triunfo Group
The members of this group are hardworking and enterprising individuals. They see each moment as an opportunity to move forward, so they strive each day to provide a better future for their children. Most of these members engage in some type of business activity.
Bertha is 37 years old, in a common-law relationship, and has four children. She was born in Cusco Province and still lives there. Her business involves selling corn wholesale. Bertha is taking this opportunity to request a loan in order to buy corn.
The members appreciate the opportunity that has been given to them, so they promise to complete their payments according to the established terms.
Los socios son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría de los socios se dedican a diferentes actividades económicas.
Bertha tiene 37 años de edad, tiene una relación de unión libre de la cual tiene cuatro hijos, ella nació en la provincia del Cusco y vive en la misma provincia. Su actividad económica de Bertha es la venta de choclo al por mayor. En esta oportunidad Bertha requiere el préstamo para comprar choclos.
Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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