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Lidia Patricia
Pig Raising

A young, enterprising woman who has had the attitude to face her activity and raise her one-year-old son. With support from her husband and her father-in-law, she’s attained great progress raising pigs despite low, mid-year prices. She’s requesting this loan to buy feed for the pigs that are still in the growing stage. The pig farm has grown and needs economic support to improve the conditions of the two most important assets in her farm: the breeding sows and a stud male and the pigs that she’s fattening up and are about 3-months-old.

Lidia has been raising pigs for three years. She has the pigpens, pigs and needs money to have enough to buy feed for 17 pigs she’s raising. She hopes to finish with this litter in May and repay her first loan installment and then get the money to invest in more feed because then the insemination and care starts. She hopes the new cycle will produce 24 pigs to raise.

This loan will increase what’s set aside because it’s needed to cover the next two Development and Fattening-Up periods with which the expected number of fattened-up pigs for May, 2013, would be obtained. The loan is projected to be repaid in two, semi-yearly payments, one in June and one in December. According to the farm’s needs, this projection will allow for capital at mid-year to start a new cycle of raising pigs and making the respective payments. Feeding will be complemented also with growing corn and bananas on the farm to increase their weight at the end of the period.

This is a family business and it’s grown considerably because it has two breeding sows to care for piglets from birth to sale; the entire production cycle is contained within the farm. An investment in these animals has already been made to improve the birth and development of the piglets. Birthing units were purchased and a sector of the pigsties was equipped increasing to three the zones for raising pigs. This gave an important growth impulse to the business last year. A pedigree stud pig was also purchased to breed with the sows thus guaranteeing production of good animals that if fed properly will develop well and this is the part of the business that lack of liquidity creates problems for.
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Lidia Patricia
Cría de Credos
Mujer joven y emprendedora ha tenido la actitud para hacer frente a la actividad y criar a su hijo de 1 año. Con el apoyo de su esposo y suegro, ha logrado grandes avances en la cría de cerdos de engorde, a pesar de los bajos precios de medio año; solicita este préstamo para comprar alimento para los cerdos que están en la etapa de desarrollo. La granja de cerdos ha crecido y requiere del apoyo económico para mejorar las condiciones de 2 de los activos más importantes de la granja, las cerdas de cría, un varraco, y los cerdos que se están engordando y tiene cerca de 3 meses.

Lidia tiene 3 años en la cría de estos animales, cuenta con los chiqueros, cerdos y en esta ocasión se requiere completar el dinero para el alimento de 17 cerdos que se están criando.Se espera sacar esta camada en el mes de Mayo, cancelando la primera cuota y obteniendo el dinero para invertir en más alimentación ya que cuenta con la parte de cría e inseminación. Se espera traigan 24 cerdos para el engorde e iniciar este nuevo ciclo.

Este préstamo incrementará este apartado ya que se requiere para cubrir los 2 periodos siguientes Desarrollo y Engorde, con el cual se tendrá la proyección esperada de cerdos engordados para el mes de Mayo del 2013. Se proyecta cancelar en 2 pagos semestrales uno en junio y otro en diciembre. De acuerdo a las necesidades de la granja, esta proyección permite tener capital en el medio año para iniciar otro ciclo de cría de cerdos y cubrir los pagos respectivos. Como complemento a la alimentación se siembra de maíz y plátano de la finca para aumentar el peso al final del período.

Es un negocio familiar, se ha dado un crecimiento importante ya que se cuenta con dos cerdas para la cría de los cerdos desde su nacimiento hasta su venta, teniendo todo el ciclo de producción dentro de la granja. Ya se efectuó la inversión para mejorar las condiciones de estos animales para las labores de parto y desarrollo de los lechones, comprando parideras y acondicionando un sector de la porqueriza, aumentando a 3 las zonas de cría de cerdos para engorde, dando así un importante empuje al crecimiento desarrollado en el último año por esta actividad. Se realizó también la compra de verraco de raza de engorde para la reproducción de las cerdas, dando la seguridad de tener un animal que va a tener un buen desarrollo brindándole la alimentación adecuada, que es la parte en la que el negocio ha tenido problemas de liquidez para la compra del producto.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lidia to buy pig feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 5, 2012
Currency Exchange Loss:
Oct 17, 2013