A loan of $1,225 helped to purchase imitation jewelry, in addition to clothing and bags for women.


Karla's story

Profile: Karla, 600.000 CRC, Puntarenas. Karla has three children; she is 37 years old and lives in Puntarenas, Central-Pacific region of Costa Rica. She finished high school in a technical school and has worked in several companies for the accounting department. However, economic problems and the fact that she had three small children, made her quit. Karla and her husband decided that she would stay at home, since he works as a coastguard and is away two weeks every month. Two years ago, she made a decision, given her economic situation, to invest some capital in a micro-business that is still afloat today. She invested half the money in renting the house and she bought imitation jewelry that she sells in her neighborhood and in different local companies. With the profit she makes, she buys more merchandise. Karla wants to expand her business and this is why she went to the Office for Women of Puntarena, where they gave her information about Fundación Mujer [Foundation Woman]. She wants to increase her capital and buy other types of products to offer her customers and increase her income for supporting her family. She receives 60.000 CRC of child maintenance for her oldest son and the other two are provided for by her current husband. She wants to expand her business knowing that she is well-known in the region. However, she does not make enough money to buy other products that are more valuable, like clothes and trendy purses for women. She is an enterprising woman, used to working and developing her skills. They have improved their quality of life and they bought their own house through a social welfare housing program. Her biggest dream is to have her own establishment, but she takes one step at a time. She needs a small capital in order to diversify her stock and be able to expand her business, which is small but well-known. Karla could invest in more merchandise thanks to a loan from KIVA and Fundación Mujer that she got this year. However, she broke both arms trying to protect her three-year-old child from getting hurt, and could not continue to develop her business. Nevertheless, she continued to pay the debt she had and now that she is back on her feet she is looking again for support in order to continue with her business.

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Translated from Spanish by Kiva volunteer Santiago Mejía Dugand



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