A loan of $425 helped to purchase additional stocks of maize and rice in bulk.


Upendo's story

Mambo from Dar es Salaam, Tanzania! This is 31 year-old Upendo M.. She is married, and has two children aged 7 and 14. In 2004, Upendo established her crop wholesaling business. Upendo requires a loan in order to purchase additional stocks of rice and maize. She thanks you for your support.



SELFINA is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. This serves as a practical way to achieve the economic and social emancipation of women.



SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, thus they are termed not-creditworthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support hence poor access to basic needs and services for women with low incomes.



SELFINA buys and leases equipment to women. When a client needs working capital, SELFINA buys equipment from said client, extending a loan to her, then leasing back the same equipment – a process called a sale and leaseback arrangement.


Loan details


Lenders and lending teams



Loan details