A loan of $4,575 helped a member to buy milk, eggs, bread, cooking oil, beans and lentils for her grocery store.


El Atardecer Group's story

The “El Atardecer” (Dusk) group has been working with the institution for several loan cycles, although it has gradually increased the number of members. The members say that they chose this name, as they were taking a very long time in deciding it when it began to get dark, and someone proposed the name.

Francisca is a member of the group, and is commonly known as Mary. She is 40 years old, and has been married to Gustavo for 20 years. They have created a family, with two daughters; one of them still at university. Mary has had a grocery store for 15 years, and started it because she wanted to help with the household expenses.

Mary says, "I started selling candy outside my home, just at a small table where I put various types of candy, but gradually I started selling more products such as eggs, milk, bread, etc. The ladies bought these products, and the candy sales were going well, as each time the children passed by they would buy. With time, we decided to set up a shop, now better established, and thanks to the loan, I have been able to build it up little by little."

This time, Mary is requesting the loan so that she can stock her grocery store, as with the loan she has been granted she will be able to buy more milk, eggs, bread, cooking oil, beans, lentils, etc. One of Mary's difficulties is lack of money to be able to continue investing more in her grocery store, because many times the merchandise runs out very quickly, especially the products used daily.

In spite of the difficulties Mary has to overcome, her dream is that her small store can eventually become a large minimart. That way she will be able to cover her daughter Bianca's education expenses, so that she can finish her degree in communications.

Along with Mary, the other group members also have their activities: Inés will also invest in her grocery store, Victor and Eva will invest in shhep, Mónica and Maricela will invest in the sale of clothing, Graciela will invest in candy, and finally, Ángeles will invest in her recycling center.

The entire group is very happy and grateful for the successes obtained in their families and businesses, thanks to the credit that VisionFund and Kiva grant them.

In this group: Ma De Los Angeles, Ines, Graciela , Monica, Victor, Francisca, Maricela , Eva

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Translated from Spanish by Kiva volunteer Jeff Goldie


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