Check out some available loans that are similar to this one!
Marhabo has contacted MDO Arvand to receive a loan to buy an apartment. She currently lives with her parents, her brother and her brother's family.

She and her husband divorced eight years ago and, due to a combination of circumstances, Marhabo and her two children were left without any shelter or support. For the past eight years, Marhabo has been saving some money and running a little shop where she prepares and sells "pirozhki" (baked or fried buns). However, she doesn't have quite enough money to buy an apartment, and this is why she is asking for a loan. Her parents are both retired, and she cannot expect them to help her.

The photo is taken in the apartment that Marhabo would like to buy. She is very happy that she could turn to MDO Arvand and receive a long-term loan, which will make her long-awaited dream come true.
View original language description ↓
Мархабо обратилась в МДО «Арванд» для получения кредита чтобы купить квартиру . Она живет со своими родителями, так же с ними живет ее брат с семьей. По стечению обстоятельств Мархабо развелась с мужем 8 лет назад и с двумя детьми осталась без крова и поддержки. В течении восьми лет она копит деньги, у нее есть небольшая лавка , где она готовит пирожки и продает. Но чтобы купить квартиру ей немного не хватает денег поэтому она просит кредит. Ее родители пенсионеры, и от них Мархабо не ждет помощи. На фотографии она в той квартире которую хочет купить. Она очень рада, что можно обратиться в Арванд и получить кредит на долгосрочный период и осуществить долгожданную мечту.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marhabo to buy an apartment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 4, 2012
Currency Exchange Loss:
Sep 17, 2014