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Andranik is 20-year-old student who lives in Yerevan with his mother. He studies at Yerevan State University in the faculty of International Relations, and because his mother is the only person in the family who works, it is very difficult for her to cover the family's basic needs and also save money to pay for Andranik’s education.

Andranik has therefore requested this loan to pay his tuition for the first semester. He dreams of becoming a specialist, finding a good-paying job, and insuring a better future for his family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Andranik to pay his tuition for the first semester.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 4, 2012
Currency Exchange Loss:
Nov 18, 2013