A loan of $1,000 helped to purchase essential equipment and start up a massage room.


Lela's story

Lela is 35 years old and lives in Senaki with her husband and three children. Lela works as a nurse at the hospital and her husband is a driver at a private company. Both family members get a small monthly salary. As her income is enough only for food and everyday expenses, Lela decided to start up a new business. She requested a loan from local financial institutions to start trading, but without success. Her loan request was rejected because of her low income and insufficient experience in her business. However, her loan request was approved through a new joint initiative of Kiva and Credo. The program provides start-up and re-startup credits with soft conditions to the country's rural poor. These people do not have access to traditional credit products, being regarded as “high risk borrowers” because of low income. Lela requested a loan to start up a massage room. She has hired the space for her new business and plans to purchase the essential equipment for satisfying the professional needs of masseuses working in her room. This will raise the income of the family, which she will use to improve the family’s living conditions. She awaits your support.



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Loan details