A loan of $1,025 helped to purchase building materials and build a greenhouse.


John's story

John is 33 years old. He lives in Kareli District with his wife, two infant children, and his mother and sister. The family runs an agricultural business. In particular, they have a plot of land where tomatoes and cabbages are grown. His sister is a teacher at a local school. All of the family members work hard, but the income is not enough for covering the everyday expenses. So, John decided to start up a new business. He has requested loans from his local financial institutions several times without any success. His loan requests were rejected every time because of low income and the lack of experience in the new job, which is usually demanded by local credit providers. His loan request was approved under a new joint initiative between Kiva and Credo. The start-up loan program provides startup and re-startup credits with soft conditions for country, rural poor who do not have access to credit products since they are regarded as “high-risk borrowers” because of their low income. With the loan, John will build a greenhouse. He will purchase building materials and construct it. John will plant tomatoes and cabbage seeds in his greenhouse and sell the harvested products locally. This will increase his income. The new business initiative, financed with the Kiva startup loan, will significantly improve the living conditions of the family. John awaits your support.



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Loan details