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Ms Khalida is a 39-year-old married woman and a mother of three children. She has been running a food selling business with the support of her husband. She cooks and her husband sells to customers. She sells various dishes like rice, vegetables and chicken ‘nihari’ (the ultimate traditional curry, which became popular among the labor class as a regular breakfast item).

She initiated her business with the support of Kashf foundation five years ago. She is happy with their support and now applied for a loan of Rs 40,000. She intends to combine this loan with her saving to purchase needed ingredients such as stocks of rice, oil and salts and a couple of chairs to accommodate more customers. She shared her dream of improving her business by offering a more comfortable place where her customers can enjoy their delicious meals.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 306
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Khalida to purchase rice, oil and salts and a couple of chairs to accommodate more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 3, 2012
Currency Exchange Loss:
Dec 17, 2013