Update on Crisel YeseniaCrisel is 35 years old. She has three young children, and she works hard so that they can go to school. Crisel has her own business selling clothing, shoes, toys, home accessories, beauty products, personal accessories, and gifts. She has steady business, and her shop is in a great location. Like other business owners, Crisel would like to take advantage of the end-of-year season, when sales increase dramatically. She has therefore applied for a loan from INTEGRAL to buy more clothing, shoes, cosmetics, and toys, which are in high demand in December. Crisel is a responsible mother who works hard so that her children will have a good life. An increase in her earnings will greatly benefit her household.
Previous Loan DetailsCrisel Yesenia, 35, lives with her children and her mother. She sells women’s, children’s and men’s clothes. She has a variety of shirts, pants, dresses and blouses among others; all are very stylish. She also sells other items like stuffed toys and baby toys. Her stand is located in the... More from Crisel Yesenia's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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