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Fatima Del Carmen
Fátima is a fighter who lives in her own house with her husband and children. She has made a living with a store for several years. The store's located in her home, which she adapted so it's attractive to her customers. Her neighbors recommend her for both her work and her character. She's very well known and preferred because she's a very kind and hardworking woman who has earned the trust of her neighbors.

Her greatest desire is to continue earning income from her business, which up to now has helped her cover most of her household needs. This is why she decided to request this loan, with the goal of increasing her inventory because she doesn't have enough resources to make this investment on her own.

The loan she's requesting from Integral is to buy a variety of store products such as oil, rice, sugar, beans, sweets, beverages, pasta, etc. She hopes to get a greater share of the market, which will allow her to increase her income and give her family better opportunities in life.
View original language description ↓
Fatima es una mujer luchadora que habita en casa de su propiedad junto con su esposo e hijos. Ella se dedica al comercio de tienda desde hace varios años. La tienda está ubicada en su hogar de residencia la cual ha sabido adecuar de tal forma que llame la atención de los clientes. Sus vecinos dan buenas referencias tanto de su trabajo como de su persona. Es muy conocida y preferida ya que es una mujer muy amable y trabajadora la cual ha sabido ganarse la confianza de sus vecinos. Su mayor deseo es seguir recibiendo los ingresos de su negocio que hasta el momento le han ayudado a cubrir gran parte de las necesidades de su hogar. Es por esta razón que se decidió en hacer este préstamo con el fin de incrementar su inventario ya que no cuenta con los recursos necesarios para realizar dicha inversión por sus medios. El crédito que solicita a INTEGRAL es para comprar variedad de productos de tienda tales como: aceite, arroz, azúcar, frijoles, golosinas, bebidas, macarrones, etc. ya que desea cubrir una mayor demanda de mercado que le permita incrementar sus ingresos de tal forma que pueda ofrecer a su familia mejores oportunidades de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 551
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Fatima Del Carmen to buy oil, rice, sugar, beans, sweets, beverages, pasta, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 2, 2012
Currency Exchange Loss:
Aug 18, 2013