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Cecilio Efrain

Update on Cecilio Efrain

Cecilio works in agriculture in the municipality of Ticuantepe with his wife and children. They’ve been working their land to get the best possible profit from it with the various crops. He currently needs to provide maintenance to his pineapple crops because by doing so when harvest time comes his products will be quality and his buying will be able to pay better prices for them but he does not have the required capital. Thanks to Kiva and Afodenic funds he will be able to buy manure, urea, fertilizer, etc.
View original language description ↓
El señor Cecilo, Agricultor del municipio de Ticuantepe, junto a su esposa e hijos han trabajado sus tierras y sacarle el mayor provecho posibles con los diferentes cultivos actualmente necesita darle mantenimiento a sus cultivos de piña ya que con esto al momento de sacar la cosecha seran de calidad y sus compradores podran pagarlas a un buen precio, el no contaba con el capital requerido , Gracias a Fodos Kiva y Afodenic podra comprar los siguientes insumos: Abono, Urea, Completo, fertilizante. etc.

Previous Loan Details

Ceciliois a small farmer in the Ticuantepe area. Thanks to the support he obtained from Kiva, he managed to get a good crop of pineapples. This allowed him to collect from among his neighbors a bit of money to install a potable water system. This is a problem he has been experiencing for year... More from Cecilio Efrain's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Cecilio Efrain to buy manure, urea, fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 27, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013