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Concepcion Lizzette
Forty-seven-year old Concepción Lizzette lives with her two children in her own house. She makes a living selling cereals and vegetables, such as corn, rice, tomatoes and chilies, among others. She has had this business for several years, and this has given her extensive sales experience that allows her to maximize her earnings. She works in a place that is considered very good for her business. She has many regular customers that prefer her because everything she sells is first quality, at reasonable prices and above all, she offers excellent service.

Concepción is an enterprising woman with a great desire to get ahead. She is always looking for new opportunities that will allow her to achieve the success that she so desires. Like all good merchants, she wants to grow her business and re-invest in it. To do this, she needs capital to back her up. This is why she is applying to INTEGRAL for a loan that will allow her to buy wholesale vegetables, cereals and eggs for the Christmas season, etc.

Concepción Lizzette has good credit references and is very responsible. She guarantees that she will settle the debt, and at the same time, is confident that she will give her family a better quality of life.
View original language description ↓
Concepción Lizzette de cuarenta y siete años de edad vive junto a sus dos hijos en casa propia, ella se dedica a la venta de cereales y verduras, como maíz, arroz, tomates, cebollas, chiles entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, comercia en el lugar que califico como muy bueno para sus actividades comerciales ya tiene mucha clientela fija que la prefiere porque todo lo que vende es de primera calidad, a precios accesibles pero sobre todo con un excelente servicio; Concepción es una mujer emprendedora, con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito que tanto desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un credito que le permita comprar verduras por mayor, cereales y huevos para la temporada navideña etc. Concepción Lizzette tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez tiene la confianza que le dara a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Concepcion Lizzette to buy wholesale vegetables, cereals and eggs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 18, 2013