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Duterimbere Kzh Group
In this Group: Aniceth, Daniel, Isdore, Claver, Pautine, Floride, Alphonsine, Desire, Azarias
Aniceth is a member of the solidarity group DUTERIMBERE KZH. He is married and is 38 years old. He has 4 children. The oldest is 11 years old and the youngest is 4 years old. Three of his children go to school and he has no other dependents.

He was born in Rwanda and his level of education is 8 years of primary school.

He started collaborating with ACB Ltd. in 2012. The current cycle is his first.

With this loan he is going to buy 65 kg of chemical fertilizers, and the rest will pay for manual labor.

He doesn't expect any difficulties repaying the loan.

As a rice farmer, Aniceth has the ambition to be the best rice farmer in the country. For his family, he is going to ensure his children's education as well as their medical care.
View original language description ↓
Aniceth est membre du groupe solidaire DUTERIMBERE KZH. Il est marié et a 38 ans. Il a 4 enfants, le plus âgé a 11 ans et le moins âgé a 4 ans. Trois de ses enfants vont à l’école et aucune autre personne n’est en sa charge.
Il est né au Rwanda et son niveau d’éducation est de 8 ans de l’éducation primaire.
Il a débuté de collaborer avec ACB Ltd en 2012. Le cycle actuel est le premier pour lui.
Avec ce crédit, il va acheter 65 kilos d’engrais chimiques, et le reste paiera la main d’œuvre.
Il n’attend aucune difficulté de non remboursement.
Etant l’agriculteur du riz, Monsieur Aniceth a l’ambition d’être le meilleur cultivateur du riz dans le pays. Pour sa famille, il va assurer l’éducation de ses enfants ainsi que les soins médicaux.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 629.6
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duterimbere Kzh Group's $1,125 loan helped a member to buy chemical fertilizers (65 kg) and pay for manual labor.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2012
Nov 30, 2012
Currency Exchange Loss:
May 21, 2013