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Annie is a young woman from Cameroon, age 32. She has owned and operated a mobile call centre for over one year. She sells phone credit. Dynamic and welcoming, she feels that her stock of phone credit is not enough for her growing clientele. This loan will allow her to buy phone credit on a larger scale from the supplier (100 000 francs of time from Orange and 100 000 francs of time from MTN). The discount on this bulk purchase will allow her to increase her capital and have a mini kiosk, and to cover her family's costs.
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Annie est une jeune camerounaise de 32 ans. Elle possède et gère un call-center ambulant dans un coin de la ville depuis plus de 1 an où elle vend des crédits de communications. Dynamique et accueillant, elle considère que son stock de crédits est déjà insuffisant pour sa clientèle grandissante. le crédit qu'elle sollicite lui permettra d'acheter le crédit de communication en gros auprès de fournisseurs (100 000 F de crédit chez Orange, et 100 000 F chez MTN). Les bénéfices escomptés vont lui permettra d'augmenter son capital et avoir un mini kiosque d'une part et de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 506.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Annie to buy phone credit.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Nov 30, 2012
Currency Exchange Loss:
Jul 21, 2013