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Maculada is 39 years old and married. She has seven children; six of them are in school.

She is now applying for a loan from TRM (Tuba Rai Metin). She will use the loan to buy some additional supplies/stock to keep in her kiosk and resell.

Maculada is living in a town which is about 1 Km from the city. Beside running a kiosk, she also buys firewood from a place where people sell firewood at a very low price.

In the future, she wants to make her business bigger.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,575,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maculada to buy noodles, biscuits, sugar, coffee and firewood to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 30, 2012
Currency Exchange Loss:
Apr 17, 2013