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Samra is a 21-year-old lady. She lives with her parents due to separation from her husband. Her brother is employed as a salesperson in a grocery store, but he does not earn enough to support his family well. Samra doesn’t want to be a burden on her parents so she is utilizing her skills of hand embroidery in order to contribute to the family income.

Samra makes beautiful embroidery patterns for the people in her vicinity. She receives many orders on a daily basis for special occasions like weddings, engagements and parties. To meet the orders on time, she needs to purchase more embroidery materials such as packs of sequins, pearls and spools of threads in different colors. For this she contacted Kashf Foundation and applied for a loan of Rs 25,000. She is hopeful to get an increase in her net income by completing orders on time.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,412,300
    Funds lent in using Kiva
  • 96.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Samra buy embroidery materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013