A loan of $475 helped to purchase corn, beans, cosmetics, rice, sugar, and oil.

Esmelda Beatriz's story

Esmelda is 39 years old and is a resident of the city of Managua. Her job is a storekeeper; she works selling tortillas and beans, and has a small general store. She is the mother of three children, ages 19, 15, and 3 years respectively, of whom her older daughter is about to start college and the 15 year-old boy is studying in high school.

She began selling perfumes and cosmetics as a mobile vendor; she went out to sell in the streets, selling from house to house. Later, she added the sales of tortillas and cooked beans. Currently, from the business selling beans and tortillas came the idea of putting in a mini general store, which her oldest daughter attends while she sells various beans and merchandise. In this way, she maintains her family and the household expenses.

She is requesting the loan in order to purchase corn, beans, cosmetics, rice, sugar, oil, cleaning products, matches, toilet paper, canned products, etc. With the investment, she will be able to stock her store with more products and improve her sales, as she is saving part of her earnings for her children’s schooling.

She is a woman with a great desire to overcome; she hopes to diversify her business. One of her projects is to start selling confections made by herself, and to add clothing sales, in this way obtaining other forms of income.

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Translated from Spanish by Kiva volunteer Caroline Hedel

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