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Update on Ayda

Ayuda is an existing client who's had a store in her home for 12 years. She's a single mom with 4 children aged 19, 27, 25, and 20 years old. One of her sons helps her run the business. She will invest the loan into the purchase of basic goods like rice, beans, sugar, washing soap, bath soap, and dairy products like cream, bags of milk, soups, Magi, etc.
View original language description ↓
Ayda es una cliente exitosa que se tiene en su casa una pulpería desde hace 12 años, es madre soltera con cuatro hijos de 19, 27, 25,20 y 19años respectivamente, uno de sus hijos le ayuda en la administración del negocio, el crédito lo invertirá en la compra de granos básicos como arroz, frijoles, azúcar, jabón de lavar, jabón de baño, productos lácteos como crema, leche en bolsa, sopas magi etc.

Previous Loan Details

Ayda María is a hardworking, enterprising woman who has had a grocery store for 13 years. She started the business selling snacks and gradually has been enlarging it. Currently it’s one of the largest in the neighborhood; she sells everything from basic grains, to dairy products, to personal hy... More from Ayda's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ayda to buy rice, beans, oil, beef, chicken, washing soap, and bath soap.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013