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Update on Heberardo

Heberardo is 22 years old. He lives with his partner and has two children. He lives in his own home with his partner and their two minor children. The home is located in the Caserío, Platillos en the Tambogrande district. He lives in the rural part of the district, but they have electricity.

Heberardo makes a living in agriculture, given that he inherited 10 hectare from his father, for which he has proof of possession from the Lieutenant Governor of the village. On this land he plants corn two times per year. Additionally, he works raising livestock, which when are the right weight and size are ideal to sell in the local market. With the income, he is able to cover his and his family's expenses.

Heberardo wants to buy fertilizer and agricultural chemicals for his crops and also wants to hire laborers for their corn crop. This is why he has requested a loan of 2500 soles in order to achieve his goal.
View original language description ↓
Heberardo tiene 23 años de edad, es conviviente y tiene 02 hijos a su cargo. Vive en casa propia con su conviviente y sus 02 menores hijos. La casa está ubicada en el Caserío Platillos en el Distrito de Tambogrande. Cliente vive en la parte rural del distrito, pero cuenta con servicio de luz.

La actividad que desarrolla Heberardo es la agricultura, cuenta con 10 ha que fue herencia de su padre, de la cual tiene constancia de posesión del Teniente Gobernador del caserío, en este terreno siembra maíz 02 veces al año. Complementariamente se dedica a la crianza de ganado menor, cuales al alcanzar peso y tamaño ideal los comercializa en el mercado local. Con los ingresos que percibe cubre sus gastos y los de su familia.

Heberardo desea comprar para sus cultivos, fertilizantes, agroquímicos y además contratar jornales para su cultivo de maíz. Es por ello que ha solicitado un crédito de 2500 nuevos soles para lograr su objetivo.

Previous Loan Details

Heberardo is 22 years old. He lives with his partner and one son. His home is located in the Caserío Platillos, Tambogrande district. His house has electricity and is located in a small community of approximately 150 families. He very recently took a loan with Edpyme with the support of Kiva, but... More from Heberardo's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Heberardo purchase balanced food to feed his livestock and purchase zinc sheets for the roof of his barnyard.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Oct 30, 2012
Nov 29, 2012
Currency Exchange Loss:
Mar 20, 2013