A loan of $350 helped to purchase seeds and fertilizers.


Jyanti's story

Jyanti is 35 years old, married, and has two children. In 2000, she established her vegetable farming business. Working seven days a week and four hours a day, she suppoorts her family.

Jyanti is requesting her eighth loan from Patan BPW, which she will use to buy seeds and fertilizers. In the future, Jyanti plans to improve the economic condition of her family.

Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seeds and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



Loan details


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Loan details