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Granito De Arena Group
In this Group: Maria De Lourdes, Sonia, Felix, Eduardo, Marisol

Update on Granito De Arena Group

Félix is 34 years old and is from a community called Macho de Agua where World Vision's offices are located, which supports children with few resources more than anything else. She has worked with VisionFund for four years to improve her business' condition and with her earnings, has improved her children's lives. She says that one of her children is sponsored and she likes that because she has received support and help on the part of World Vision. She says that she studied up to her second year of secondary school because her parents could not continue supporting her because she has many siblings and they did not have enough to continue supporting her studies.

She belongs to a group called Granito de Arena and says that they named it that because a business grows little by little from one grain of sand to the next. Félix makes a living buying and selling lambs and has done so for more than five years. During December for the past two years she has been selling clothing including pants, t-shirts, ponchos, hats, gloves, and scarves for women, men and children. During the rainy season she also grows corn and wheat, which she feeds to her animals. She says that she is going to buy the clothing in Mexico City where they give the best prices and will be able to make a profit when she makes her sales. She says that she sells her clothing in her neighborhood and to people she knows around her community since she sells her clothing to them in installments and every 15 days she collects the money little by little. She is very happy with her business. She says that it is going well for her because during the cold weather she sells the clothing that she stocks up on. She is now requesting a loan to buy a greater variety of cold weather clothing and also whats to begin selling plush boots for the winter because they are inexpensive and has seen them in stock in Mexico City. Féliz wants to continue with her business all year since her customers have told her to continue selling because she knows how to pick out clothing.

She is married to Fernando who is a public transportation driver. They have three children--Estefany is in preparatory school, Fernanda is in high school and sponsored by World Vision and little Emili who is 3 years old. The loan will benefit her because she will be able to have an income source to give her children a better quality life. The other four members of the group are María de Lourdes, Sonia, Eduardo and Marisol. They will invest in businesses selling in-season fruits and vegetables, gravel, sand and stone to sell as building supplies, in the purchase of material to make artisan weaves to then sell and in the maintenance of assorted public services.
View original language description ↓
Félix tiene 34 años de edad es originaria de una comunidad llamada Macho de Agua donde se encuentran las oficinas de Vision Mundial, donde apoyan más que nada a los niños de bajos recursos, ella desde hace 4 años trabaja con VisionFund para mejorar las condiciones de su negocio y con las ganancias las condiciones de vida de sus hijos, dice que uno de sus hijos es patrocinado y eso le gusta por que ha recibido apoyo y ayuda por parte de Visión Mundial. Dice que ella estudió hasta segundo año de secundaria porque sus padres no pudieron seguir apoyándola puesto que tiene más hermanos y los recursos no eran suficientes para seguir ayudándola a estudiar. Ella pertenece a un grupo llamado Granito de Arena y dice que le pusieron ese nombre al grupo porque un negocio se va haciendo de poco en poquito de granito en granito como dice ella. Félix se dedica a la compra y venta de borregos desde hace mas de 5 años y en temporada decembrina se dedica a la venta de ropa como son pants, playeras, chamarras, gorros, guantes y bufandas para dama, caballero y niños desde hace dos años, también se dedica en tiempo de lluvias a la siembra de maíz y de trigo con lo cual les dará de comer a sus animalitos. Dice que su ropa que vende la va a surtir a la Ciudad de México donde le dan mejores precios y así ella le puede ganar algo a la hora de venderla, dice que vende su ropa en su localidad y con gente que ella conoce aledaña a su comunidad ya que les da la ropa en pagos y cada quincena les va cobrando poco a poco. Ella está muy contenta con su negocio porque dice que le va bien cuando es temporada de frío porque sí vende casi toda la ropa que surte, ahorita esta pidiendo un crédito para comprar mas variedad de ropa abrigadora y también quiere empezar a vender botas de felpa para el invierno que son económicas y que ya vio en México para surtirlas. Félix quiere seguir con el negocio todo el año y que sus clientas ya le han dicho que siga vendiendo ya que tiene buen gusto para escoger la ropa. Ella está casada con el señor Fernando el cual es chofer de servicio público, ellos tienen tres hijos de nombres Estefany estudiante de preparatoria, Fernanda la cual estudia la secundaria y es patrocinada por Visión Mundial y la pequeña Emili la cual tiene 3 años de edad. El crédito le beneficiara porque así ella podrá tener una fuente de ingreso para darles a sus pequeñas hijas una mejor calidad de vida. Los otros cuatro compañeros de grupo se llaman María de Lourdes, Sonia, Eduardo y Marisol ellos invertirán en sus negocios de compra venta de frutas y legumbres de temporada, en la compra de graba, arena, piedra para vender para hacer construcciones, en la compra de material para hacer bordados artesanales y después venderlos, en el mantenimiento de una combi de servicio público.

Previous Loan Details

Marisol is 32 years old and says that she is studying in her eighth semester at UPN (National Pedagogic University) for a degree in Middle Indigenous Languages. This will enable her to teach indigenous children who speak Mazahua since this is the predominant culture and language in her communi... More from Granito De Arena Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 47
    View loans »
    Mexico Loans Fundraising
  • $22,524,600
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Granito De Arena Group's $3,875 loan helped a member to buy clothing including pants, t-shirts, ponchos, hats, gloves and scarves for women, men and children.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 5, 2012
Currency Exchange Loss:
May 30, 2013