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Update on Delys

Delys bought several beauty products and renovated her salon with her previous Kiva loan. She's currently applying for a new loan because December is approaching with a lot of orders and her working capital is not enough to purchase beauty products. She'll use them to offer beauty enhancement services at her beauty salon, and also for selling. That's the reason why she seeks a new Kiva loan, which she'll use to purchase shampoo, hair products, cosmetics, lotions, etc.
View original language description ↓
Delys compró muchos productos de belleza y acondicionó su local con su previo credikiva, en la actualidad está aplicando a un nuevo finaciamiento porque la temporada de Diciembre viene con mucho pedidos y su capital de trabajo resulta ser insuficiente para comprar productos de belleza como insumos para ofrecer servicios de mejoramiento de imagen en su sala de belleza y tambien para la venta; esta es la razón por la cual acude aun nuevo credikiva con el que comprará champoo, productos capilares, cosméticos cremas etc.

Previous Loan Details

Delys, 28, has an 8-year-old son with whom she dreams about a successful future. Therefore she works as hard as she can to ensure that in the future she can give him the best living conditions possible. Delys has a beauty salon where she provides professional services for improving one's image ... More from Delys's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 394
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,822.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Delys to purchase shampoo, hair products, cosmetics, lotions, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Nov 29, 2012
Currency Exchange Loss:
Nov 18, 2013