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Ana Cenobia

Update on Ana Cenobia

Ana has a sewing business and is very grateful for her previous Kiva loan because she got the opportunity of participating in the Kiva program in the Fundación and was able to increase the volume of her purchases of fabric, embroidery and sewing supplies. Her business has now improved and she’s managed to produce much more thus increasing her income. Her goal for later on is to hire employees and expand her productive process and with it the infrastructure of her customer base. She’s currently preparing to receive Christmas and New Year’s with a significant increase in dressmaking orders and this is why she’s calling on Kiva once again because she’ll use her loan to buy more raw materials and supplies to make elegant gowns to respond to market demand because that’s what her loan’s success is based on.
View original language description ↓
Ana tiene un negocio de confecciones y está muy agradecida por el credikiva anterior pues le dieron la oportunidad de participar en el programa de Kiva en la Fundación y pudo aumentar el volumen de sus compras en telas bordados, enseres de confección. Su negocio ahora ha mejorado y ha logrado producir mucho mas aumentando sus ingresos. Su meta mas adelante es tener empleados, ampliando su proceso productivo y con ello la infraestructura de su clientela. En la actualidad se prepara para recibir las navidades y el año nuevo, con un significativo número de pedidos de servicios de costura de vestidos y por eso acude nuevamente a Kiva, pues con su credito comprará materias primas e insumos, para hacer vestidos elegantes que responderán a la demanda de su mercado y aquí radica el éxito de esta inversión.

Previous Loan Details

Ana, 48, is a very enterprising woman. She lives in the Los Altos del Bosque neighborhood of the city of Cartagena with her husband and three children aged 22 to 26. She dreams that her children may fulfill their own dreams. They are her inspiration in the independent work she does, in which she ... More from Ana Cenobia's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 392
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,822.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ana Cenobia to buy sewing supplies and raw materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Nov 29, 2012
Currency Exchange Loss:
Nov 18, 2013