A loan of $750 helped to buy more stock like sugar, cooking oil, and soap to be re-sold.


Joyce's story

Joyce is 32 years old and lives in the town of Mukono in the Mukono region of Uganda. She is married and has two children who are both currently in school. For the past four years, Joyce has been working hard to manage her retail shop, selling salt, sugar and other items.

To help expand her business, Joyce has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more stock like sugar, cooking oil, and soap to be re-sold; it will help Joyce generate greater profits, increase the store's stock, and help the business to grow. Joyce hopes that in the future she will be able to have a big business.

Joyce is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joyce who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.



Loan details


Lenders and lending teams



Loan details