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Twesiga Mukama Group
In this Group: Alex, Godfrey, Sylivia, Ben, Fatuma, Rose, Ephraim, Faridah, Stephen, Godfrey , Aisha, Sarah, Peace, Rose, Roeabinah, Immaculate

Update on Twesiga Mukama Group

In the previous loan, one member of the group, Alex, was able to buy food items for her food stall. She also paid school fees for her children, who have now got holidays. She re-sold the food items and gained some profit. She is now getting 800,000ugx to buy coffee from the village at a cheaper price. She brings it to town to sell at a higher price to supplement her already constrained income. She is confident that with the partnership of Ugafode, her goals will soon be achieved.

Now Rose, Alex's neighbor at the business premise, has been attracted to the group because of the change that occurred to Alex's business, and family.

Having seen Alex's business expand, and the influx of customers because of the better services she now offers, Rose was convinced the group had done a great change for Alex, and Rose decided to join. She will use the 300,000 ugx to buy better utencils for her restaurant so she can attract more customers.

Her major challenge has been limited capital. Rose is shrewd and honest. She lives in a poorly structured house and hopes, that if lenders finance her, she could build a better house in the future.

Previous Loan Details

Alex is a member of Twesiga Mukama group, literally translated "a group that trusts in God" which is comprised of 17 members who live in one of the city slums. Most of the women are single mothers and their main objective is to sensitize the community so that each member can find an income-genera... More from Twesiga Mukama Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,851,125
    Funds lent in using Kiva
  • 2,692.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twesiga Mukama Group's $3,625 loan helped a member to buy utencils for the restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Nov 29, 2012
Currency Exchange Loss:
Aug 17, 2013