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Ms. Nogaye is married and lives in Senegal. She has been working in the commercial sector for over seven years. She devotes all her time to selling cloth and perfumes. She is the mother of three children from 3 to 15 years old. She is requesting a loan of 200,000 francs for bolstering her working capital. Part of the financing will be used to purchase cloth and perfumes to resell. And the other part will enable her to develop her new business selling breakfasts. Her end goal includes boosting her profits to cope better with her expenses. In addition, intending to diversify the products and services offered to her customers, she would like a roof for her family in the future.
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Madame Nogaye est mariée et habite au Sénégal. Elle évolue depuis plus de 7 ans dans le secteur du commerce. Elle s’adonne à la vente de tissus et de parfums. Elle est mère de 3 enfants âgés entre 3 et 15ans. Elle sollicite un crédit de 200 000 frs prévu pour le renforcement de son fond de roulement. Une partie du financement servira a acheter de tissus et des parfums a revendre, l’autre partie lui permettra de développer sa nouvelle activité de vente de petit déjeuner. Son objectif final consiste a accroitre le niveau de ses bénéfices pour mieux faire face a ses dépenses. Son intention étant aussi de diversifier les produits et services qu’elle offre a sa clientèle, elle souhaite disposer dans le futur d’un toit pour a famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 506.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Nogaye to purchase cloth and perfumes for resale and then to start a business selling breakfasts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Nov 29, 2012
Currency Exchange Loss:
Sep 17, 2013